Spent a lifetime building it. Who actually gets to keep it?
Eleven plain-English questions, and a free Clarity Report written for your circumstances: your position, your exposure, and the decisions in front of you.
About five minutes. No cost, and no initial phone call required.
A solicitor drafts. An accountant calculates. An adviser invests. Here, they're all in the same practice.
Estate planning sits between three disciplines — legal, tax and asset protection — and most families are left to join them up alone. We do it for them. One strategy across all three, so you understand every decision in front of you and your family keeps what you’ve spent a lifetime building.
You'll deal with one adviser, working to a standard set and audited by our TEP-led technical team. Most situations are straightforward and stay that way. When yours isn't, the specialists are already here — so nothing is referred out, queued behind someone else's diary, or explained a second time.
The Three Disciplines
One practice, one standard, one plan.
The cost of doing nothing
to HMRC - Government charges
Everything above your nil-rate band is taxed at 40%. On a £700,000 estate, that can mean a six-figure bill your family has to find before they even inherit anything.
Your home is usually the problem
For most families the house is the single largest asset. How you own it matters as much as what it's worth — for the tax position, and for who ultimately ends up with it.
A will alone doesn't protect anything
A will says who gets what. It does nothing to reduce the tax, shelter the house, or protect an inheritance from divorce, creditors or care costs.
Waiting narrows your options
Almost every effective step has a timing requirement. The planning available to you at 60 is not the planning available to you at 85, and it isn't available at all once capacity is lost.
The Six Steps to Strategic Asset Protection
Every plan we build follows the same steps. It's the framework we'll walk you through on your first call, and the structure of the Protection Plan you'll receive.
- 01
Strategic Wills
The foundation — not the finish.
- 02
Trusts
The protection a will can't give.
- 03
Property ownership
How you own your home matters as much as what it's worth.
- 04
Lasting Powers of Attorney
Protection while you're still here.
- 05
Gifting strategy
The lever that rewards starting early.
- 06
Business and advanced structures
For business owners, and estates that have outgrown the standard answers.
Where do you start?
Pick the one that sounds most like you. Each route covers what applies to your situation and nothing that doesn't.
Most families recognise themselves in two or three. Start with whichever is most pressing — the rest will still be there.
I own my home
The house is the asset most families lose most of — and how you own it matters as much as what it's worth.
I own a business
Business relief, succession, shareholder agreements, and what happens to the company if you're not there.
I'm caring for a parent
LPAs, care fee planning, and how to act while there is still time to act.
I hold crypto
Assets that vanish without the right structure — and the keys to go with it.
Someone has died
Probate, estate administration, the inheritance tax deadline, and what needs to happen first.
My estate is over £2 million
Above that point the arithmetic changes enough that a conversation is more useful than a form. A senior practitioner completes your review with you, by phone.
How it works
Eleven questions
Plain English, about five minutes, online or over the phone. No jargon, no cost.
Your Clarity Report
Written for your circumstances and checked by our technical team before it reaches you.
Talk it through
As much or as little as your situation needs. Straightforward plans can be completed online.
Protection Plan
A tailored written recommendation, scope and fixed fee. You decide.
Signing
We handle the strategic documents drafting, and the entire journey for you, full peace of mind.
Ongoing Support
Life changes. We annually review the plan so it still works when it’s needed.
Fully digitised. Highly secure.
Everything we produce for you is created, signed off and stored digitally — encrypted, backed up, and available to you whenever you need it, without hunting through a drawer for a document you last saw in 2011. Your family will know exactly where everything is, and so will you.
Not a quote. Not a brochure. Your situation, in writing.
Answer eleven questions and we'll send you a report written for your circumstances — what you're exposed to, what the allowances give you, and which of the Six Steps actually apply to you.
Find out where you stand
Eleven questions, about five minutes, and you'll have a personalised report written for your situation — your position, what it means, and the two or three things that would change it. No cost, and no obligation to go further.
Start your Clarity ReportNo obligation. We'll never sell your details.