Private Client
For individuals and families with assets over £2 million, and for business owners. A senior practitioner completes your review with you, by phone.
What happens
The same eleven questions, and the same Clarity Report — but you don't complete them yourself. A senior practitioner takes you through it on a call, which usually takes forty minutes, and drafts the report from that conversation.
Above £2 million the arithmetic changes: the residence allowance is withdrawn, business and agricultural relief carry conditions that reward being planned for early, and the interaction between inheritance tax, capital gains tax and stamp duty starts to govern the order things are done in. That's a conversation, not a form.
You'll know who you're speaking to before the call, and they'll be the person who signs the report.